These Terms are provided for general website and digital product operations. They are not legal advice. Consider having a qualified attorney review these Terms before launch, especially if you expand into subscriptions, custom services, international sales, or more complex data collection.
1. Agreement to these Terms
By accessing familyreadybinder.com, purchasing a product, downloading a file, or using any Family Ready Binder materials, you agree to these Terms of Use and our Privacy Policy. If you do not agree, do not use the website or purchase/download our products.
2. About Family Ready Binder
Family Ready Binder provides printable digital organization products designed to help families organize emergency contacts, medical information, home information, document locations, pet care instructions, account notes, final wishes, and related household preparedness materials.
Our products are organizational tools only. They are not professional advice and do not replace qualified legal, medical, financial, tax, insurance, estate planning, or emergency services.
3. Eligibility
You must be at least 18 years old or the age of majority in your jurisdiction to purchase products from this website. By purchasing or using our products, you confirm that you are legally able to enter into these Terms.
4. Digital products and delivery
Family Ready Binder products are digital downloads. No physical binder, printed workbook, or physical product will be shipped unless specifically stated on a product page.
After purchase, files may be delivered through a checkout confirmation page, email, download link, file delivery provider, or other digital delivery method. You are responsible for downloading, saving, backing up, printing, and securely storing your purchased files.
5. License and permitted use
When you purchase or download a Family Ready Binder product, you receive a limited, non-exclusive, non-transferable license to use the materials for personal household use.
You may:
- Download and save the files for your own personal use.
- Print copies for your own household or family organization needs.
- Complete the worksheets for your own household or for a family member you are helping.
- Share completed pages with trusted people when reasonably needed for personal household or family preparedness.
6. Restrictions
You may not:
- Resell, redistribute, sublicense, upload, publish, or share the blank templates as your own product.
- Copy, modify, rebrand, or package the materials for commercial sale.
- Use the materials to create a competing product, template pack, digital download, book, course, or paid service without written permission.
- Post the files in public groups, file-sharing sites, online marketplaces, shared drives, or template libraries.
- Remove copyright notices, branding, disclaimers, or safety notes from the materials.
7. Intellectual property
The website, product names, product files, worksheets, guides, text, layouts, graphics, branding, images, and related materials are owned by Family Ready Binder or its licensors and are protected by intellectual property laws.
Purchasing a product does not transfer ownership of the materials to you. You receive only the limited license described in these Terms.
8. Prices and payment
Prices are listed on the website and may change at any time. Purchases are processed through third-party payment providers. By submitting payment information, you authorize the payment provider to charge the selected amount for the product you choose.
We are not responsible for delays, errors, declined payments, fraud-prevention holds, or technical issues caused by payment processors, banks, card networks, or other third-party services.
9. Refunds
Because our products are digital downloads, all sales are generally final once files are delivered. If you purchased by mistake or cannot access your files, contact us within 7 days at support@familyreadybinder.com and we will review the issue.
For more information, see our Refund Policy.
10. No professional advice
Family Ready Binder materials are for personal organization only. They are not legal, medical, financial, tax, insurance, estate planning, caregiving, or emergency advice.
You should consult qualified professionals for decisions involving wills, trusts, powers of attorney, health care directives, medical care, taxes, insurance, investments, emergency planning, funeral planning, or other professional matters.
11. Not an emergency service
Family Ready Binder is not an emergency service and does not monitor emergencies, contact emergency responders, provide medical care, or guarantee any outcome during an emergency.
In an emergency, call 911 or the appropriate emergency number for your location.
12. Sensitive information and safe storage
Our products may include worksheets where you may choose to record sensitive personal, medical, financial, legal, household, password manager, document-location, or access-related information.
You are solely responsible for deciding what information to include, where to store completed files or printed pages, who may access them, how they are shared, and how they are disposed of.
Do not store completed pages containing sensitive information in unsecured locations. Use caution when writing, printing, emailing, uploading, sharing, or disposing of completed binder pages.
13. Accuracy and updates
You are responsible for making sure any information you enter into your binder is accurate, current, and complete. Family Ready Binder is not responsible for outdated, incomplete, incorrect, misplaced, misused, or misunderstood information entered by you or others.
14. Product availability and changes
We may update, modify, discontinue, rename, repackage, or remove products, features, pricing, pages, bonuses, or download methods at any time. We are not required to provide future updates, revisions, or new product versions unless specifically stated at the time of purchase.
15. Website availability
We aim to keep the website available, but we do not guarantee uninterrupted, secure, or error-free access. The website may be unavailable due to maintenance, hosting issues, third-party service disruptions, technical problems, or circumstances outside our control.
16. Third-party services
Our website may use or link to third-party services, including payment processors, email providers, analytics tools, advertising platforms, file delivery services, hosting providers, and other business tools. We are not responsible for third-party services, websites, policies, content, fees, outages, security practices, or errors.
17. User conduct
You agree not to misuse the website, interfere with its operation, attempt unauthorized access, scrape or copy content at scale, upload malicious code, violate the rights of others, or use the website or products for unlawful purposes.
18. Disclaimers
The website and products are provided “as is” and “as available,” without warranties of any kind, express or implied. To the fullest extent permitted by law, we disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, accuracy, non-infringement, and availability.
We do not guarantee that the products will meet your needs, prevent confusion, avoid emergencies, protect assets, satisfy legal requirements, improve medical outcomes, or produce any specific result.
19. Limitation of liability
To the fullest extent permitted by law, Family Ready Binder and its owners, operators, contractors, service providers, and affiliates will not be liable for indirect, incidental, special, consequential, punitive, or exemplary damages, including lost profits, lost data, business interruption, personal injury, property damage, or other losses arising from your use of the website or products.
To the fullest extent permitted by law, our total liability for any claim related to the website or products will not exceed the amount you paid for the product giving rise to the claim.
20. Indemnification
You agree to defend, indemnify, and hold harmless Family Ready Binder and its owners, operators, contractors, service providers, and affiliates from claims, damages, losses, liabilities, costs, and expenses arising from your use of the website or products, your violation of these Terms, your misuse or sharing of completed binder information, or your violation of any law or third-party right.
21. Governing law
These Terms are governed by the laws of the United States and the applicable laws of the state where Family Ready Binder is operated, without regard to conflict-of-law principles. Any dispute will be handled in the appropriate courts or forums with jurisdiction over the matter, unless otherwise required by law.
22. Changes to these Terms
We may update these Terms from time to time. When we update them, we will revise the effective date above. Continued use of the website or products after updated Terms are posted means you accept the updated Terms.
23. Contact
For questions about these Terms, contact:
Family Ready Binder
Email: support@familyreadybinder.com
Website: familyreadybinder.com